ECO4 Grant 2025: Free Home Insulation & Heating Upgrades

The ECO4 scheme provides fully-funded energy improvements for eligible UK households — including free insulation, heating system upgrades, and renewable heating installations worth up to £10,000.

What ECO4 Covers:

  • ✓ Loft, cavity & solid wall insulation
  • ✓ Heating system upgrades & repairs
  • ✓ Heat pumps & renewable heating
  • ✓ Ventilation improvements
  • ✓ Solar panels (in some cases)

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£10,000+

Average value

100%

Fully funded

2026

Until 2026

What is the ECO4 Scheme?

The Energy Company Obligation (ECO4) is a UK government scheme that requires large energy suppliers to fund energy-efficiency improvements in homes across the country.

ECO4 specifically helps low-income households, families on means-tested benefits, and properties with poor energy performance certificates (EPC ratings D–G). The scheme runs until 2026 and provides fully-funded home upgrades worth thousands of pounds — with no upfront cost to eligible homeowners and tenants.

What ECO4 Covers

  • • Loft, cavity wall, and solid wall insulation
  • • Central heating system upgrades
  • • Air source and ground source heat pumps
  • • Solar thermal systems
  • • Underfloor insulation

Who Qualifies for ECO4

  • • Homeowners and private/social tenants
  • • Household income ≤£36,000/year
  • • Recipients of means-tested benefits
  • • Properties with EPC rating D–G
  • • UK residents (England, Wales, Scotland)

How UGRANT Helps

Check your eligibility in minutes. We connect you with trusted, government-approved ECO4 installers who manage your application, arrange surveys, and complete installations — all at no cost to you.

Frequently Asked Questions

Can tenants apply for ECO4?

Yes, tenants can apply for ECO4 with landlord permission. The landlord must consent to the improvements being made to the property.

Do I need benefits to qualify?

Not necessarily. While receiving certain benefits helps you qualify, you may also be eligible based on low income, fuel poverty, or having a low EPC rating.

How long does the ECO4 application take?

The process typically takes 4-8 weeks from initial assessment to installation, depending on the complexity of the work required.

Is ECO4 completely free?

For eligible households, ECO4 is fully funded by energy companies. You should not have to pay anything out of pocket.

What improvements does ECO4 cover?

ECO4 covers insulation (loft, cavity wall, solid wall), heating upgrades, ventilation improvements, and renewable heating systems.

Ready to Apply for the ECO4 Grant?

Use our free eligibility checker to find out if you qualify for ECO4 or other UK energy grants.

UGRANT connects you with approved installers who handle everything — from your application to installation — at no cost to you.

Check ECO4 Eligibility Now